How to Pay for In-Home Care
Private Pay
The majority of families pay for home care from their own assets, investments or savings. Liquidating possessions that a senior no longer uses, such as vacation homes, vehicles, boats, land, livestock, etc., is another source of finance for home health care.
Primary Compassion Home Care accepts checks and all major credit cards including Visa, Master Card, American Express, and Discover. Detailed invoices are provided on a weekly basis to the client or family.
Long Term Care Insurance
Primary Compassion Home Care accepts, files, and is an approved provider for the following Long Term Care Insurance companies:
- John Hancock
- Bankers Life
- Conseco
- Unum
- TransAmerica
- Met Life
- Mass Mutual
- CNA
- Mutual of Omaha
- Penn Treaty
- And many more……
If you don’t see your Long Term Care Insurance company listed above, give us a call. It is likely that we can be quickly approved for your specific long term care insurance carrier. We can also discuss your insurance benefits with you as well as assist you in filing the necessary paperwork required by your insurance company.
Veterans Aid and Attendance (A&A)
The VA provides a reimbursement for home care for eligible Veterans and their surviving spouse who require the regular aid and attendance of another person for activities of daily living, such as, bathing, dressing, medication monitoring, etc. This benefit is available in addition to their monthly pension.
Give us a cll and we can refer you to a VA representative who can assist you further.
Senior Living Loans
Loans can be secured specifically to pay for long-term care services for a maximum of three years. These loans are unsecured by collateral and instead guaranteed by family members. Interest rates are similar to a credit card.
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